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keeping your car insurance rates as low as possible?
I don't think I have any Earth-shaking revelations here, but this is what works for me:
1) Shop around - I found a huge difference in quotes for the same coverage.
2) Elect higher deductibles - if your financial position supports this, go for it.
3) Consider dropping collision coverage on older cars, perhaps even collision AND comprehensive on older cars that are also a second car.
4) Put all your vehicles, or combine home policy and car policy, with one insurer. This may result in further discounts.
5) Check to see if a driver training course will lower your rate. It may pay for the course in a short period of time.
6) Drive carefully! You'll reduce your chance of an accident that may affect your rates.